The Board or its appointed agent, prepares on a yearly basis, for every MSA or metropolitan division (which include an MSA or metropolitan division that crosses a Condition boundary) along with the nonmetropolitan portion of each Point out, an combination disclosure statement of claimed compact business lending, compact farm lending, Local community advancement lending, and Local community growth investments by all depository institutions subject to reporting underneath this portion or 12 CFR section 25 or 345.
Picking out an product from full textual content search engine results will deliver you to definitely those results. Urgent enter from the research box may even carry you to search engine results. Qualifications plus much more information are available in the Search & Navigation guide.
컴퓨터 앞에 앉아 네이버를 이용하고 싶다면, 몇 가지 간단한 방법으로 네이버 웹사이트에 접속할 수 있습니다.
(B) Besides as provided in § 228.51(e), a big bank having a merged total of 10 or even more facility-centered assessment locations and retail lending assessment places in any Point out or multistate MSA, as relevant, or for the establishment might not get a score of “Satisfactory” or “Excellent” in that Condition or multistate MSA, as relevant, or for the establishment, Except the lender gets an Total summary of at the least “Low Satisfactory” in sixty p.c or more of the entire amount of its facility-based evaluation locations and retail lending assessment locations in that State or multistate MSA, as applicable, or for your institution.
) A summary of the geographic areas served via the Neighborhood development loan or Local community advancement investment decision, specifying any county, Condition, multistate MSA, or nationwide location served; and
(ii) Why an analysis of the lender pursuant to any element of a plan in paragraph (d)(one) of the part would extra meaningfully replicate a lender's record of assisting to meet up with the credit rating desires of its Group than if it were being evaluated beneath the effectiveness assessments that might use inside the absence of the accredited prepare; and
(2) A duplicate of the general public part of your bank's most up-to-date CRA general performance analysis ready because of the Board. The financial institution ought to include things like this copy in the public file within thirty enterprise times soon after its receipt with the Board;
(ii) Per paragraph (g) of this part, a bank's approach may well contain optional analysis elements or suitable modifications and additions for the efficiency checks that could use during the absence of an accredited plan.
Subject to the geographic requirements in paragraph (b) of the area, a large lender will have to delineate, for a particular calendar year, a retail lending evaluation area in almost any MSA or inside the nonmetropolitan area of any Condition in which it originated:
An Modification to a plan must adjust to all suitable demands of this section, unless the Board waives a need as not applicable.
(B) Why it's important and acceptable to amend its prepare from the absence of a fabric modify in circumstances.
For residence mortgage loans, the lender have to recognize the house mortgage loans noted by financial institution affiliate marketers under twelve CFR portion 1003, if relevant, or obtain and maintain info on household home loan loans via the here affiliate the financial institution might have gathered and managed pursuant to paragraphs (a)(three) of the section had the loans been originated or obtained because of the lender.
(B) The Nationwide Group Progress Financial investment Benchmark steps the dollar quantity of community progress investments that advantage or serve all or Element of the nationwide space, excluding house loan-backed securities, of all huge depository establishments that had property greater than $10 billion as of December 31 in the two in the prior two calendar years compared to deposits located in the nationwide place for those depository institutions, calculated pursuant to paragraph II.n of appendix B to this section.
(ii) In the event the Board, the FDIC, as well as OCC figure out that a loan or expenditure is now not eligible for community growth thing to consider, the operator of the loan or investment decision at enough time of your determination will carry on to obtain Neighborhood growth consideration for your remaining phrase or period of the loan or expenditure.